Your Path to Homeownership

Powered by AI. Guided by experts. Built around you.

Buying your first home shouldn't be this hard.

Ownify combines AI tools with expert real estate knowledge to build an affordable path to ownership for you.

And then we invest in that path with you.

Homeownership is harder than ever before.

If you're like most first-time buyers, you think you can't afford a home.
So you continue to rent.

Mortgages are expensive and hard to compare.

Down payments feel out of reach.

Buying a home is risky.
So you continue to rent.

You’re unsure which path is “right”.
You're worried about all the expenses.

You don't want to be "house poor".

So you continue to rent.

Buying a home shouldn’t require waiting until you're 40. Or rich parents. No one-size-fits-all calculators, high-pressure sales tactics, and generic AI advice.

You deserve honest advice that puts your future first. And the investment in that future.

If you're like most first-time buyers, you think you can't afford a home.
So you continue to rent.

Mortgages are expensive and hard to compare.

Down payments feel out of reach.

Buying a home is risky.
So you continue to rent.

You’re unsure which path is “right”.
You're worried about all the expenses.

You don't want to be "house poor".

So you continue to rent.

Buying a home shouldn’t require waiting until you're 40. Or rich parents. No one-size-fits-all calculators, high-pressure sales tactics, and generic AI advice.

You deserve honest advice that puts your future first. And the investment in that future.

At Ownify, we start with one question: "What's the smartest path for you to become a homeowner?"

We then bring together AI tools, real estate expertise, and investment capital to build your path.

AI precision.

Analyze your finances, home values, market trends, mortgage and down payment options with powerful AI tools.

Human expertise.

Our concierge team turns insights into a personalized homeownership plan, guiding you every step of the way.

Investment capital.

With the Ownify Home Fund, we back you by co-investing in your home for the first five years, reducing your financial risk.

What will your path look like?

A 6-12 months plan to get you ready

A mortgage and down-payment options

An Ownify co-investment

Build Your Personalized Homeownership Path.

No pressure. No commitment. Just smart clarity.

Build My AI-Powered Plan

Average Ownify customer savings

$392

Avg monthly savings

$29k

Average down payment savings

5%

Average purchase price discount negotiated by Ownify

What our customers are saying:

Homes our customers have bought:

Build Your Personalized Homeownership Path.

No pressure. No commitment. Just smart clarity.

Build My AI-Powered Plan

Your homeownership team

Frank, CEO

Frank was previously CEO of Nomis Solutions, a mortgage pricing software company, a VP at FICO (credit scoring), and VP at eCoverage. He began his career as a consultant at Oliver Wyman and holds a B.S. in Finance from the Wharton School.

He knows mortgage lending.

Ben, COO

Ben was previously COO of Divvy Homes and the Business Lead for SoFi Mortgage, a Portfolio Manager at PIMCO, and worked in Treasury and Structured Products at State Street. He holds a B.A. in German Studies from Dartmouth College.

He's bought over 5000 homes.

Allie, VP Product

Allie brings over ten years of product management experience across financial services and healthcare. She holds a B.S. in Economics from Boston College and an MBA from Harvard Business School.

She's looking to buy her own home.

We met while working in the real estate and mortgage industry. We saw how hard it was for homebuyers to navigate a system stacked against them. That’s why we started Ownify™ - reimagining the path to homeownership to make it achievable for you.

Join the neighborhood:

Learn

Get Started

Company

Legal

Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Real Estate Brokerage services provided by Ownify Real Estate LLC, NCREC #C36616. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139.

Your Path to Homeownership

Your Path to Homeownership

Powered by AI. Guided by experts. Built around you.

Powered by AI. Guided by experts. Built around you.

Buying your first home shouldn't be this hard.Ownify combines AI tools with expert real estate knowledge to build an affordable path to ownership for you. And then we invest in that path with you.

Buying your first home shouldn't be this hard.Ownify combines AI tools with expert real estate knowledge to build an affordable path to ownership for you. And then we invest in that path with you.

Homeownership is harder than ever before.

Homeownership is harder than ever before.

If you're like most first-time buyers, you think you can't afford a home. So you continue to rent.Mortgages are expensive and hard to compare.

Down payments feel out of reach.

Buying a home is risky.So you continue to rent.

You’re unsure which path is “right”.You're worried about all the expenses.

You don't want to be "house poor".

So you continue to rent.

Buying a home shouldn’t require waiting until you're 40. Or rich parents. No one-size-fits-all calculators, high-pressure sales tactics, and generic AI advice. You deserve honest advice that puts your future first. And the investment in that future.

If you're like most first-time buyers, you think you can't afford a home. So you continue to rent.Mortgages are expensive and hard to compare.

Down payments feel out of reach.

Buying a home is risky.So you continue to rent.

You’re unsure which path is “right”.You're worried about all the expenses.

You don't want to be "house poor".

So you continue to rent.

Buying a home shouldn’t require waiting until you're 40. Or rich parents. No one-size-fits-all calculators, high-pressure sales tactics, and generic AI advice. You deserve honest advice that puts your future first. And the investment in that future.

At Ownify, we start with one question: "What's the smartest path for you to become a homeowner?"We then bring together AI tools, real estate expertise, and investment capital to build your path.

At Ownify, we start with one question: "What's the smartest path for you to become a homeowner?"We then bring together AI tools, real estate expertise, and investment capital to build your path.

AI precision.

Human expertise.

Investment capital.

What will your path look like?