Unlock your home.

Get started with just 2% down.

At Ownify, you can choose between a traditional mortgage or Ownify co-investment - a more affordable path to owning a home.

Traditional mortgage.

Conventional 30-yr fixed rate mortgage or FHA loan. The traditional way to buy a home. Credit score of 580+

Ownify co-investment.

A faster path to owning a home with a lower down payment, lower monthly cost, and no debt. Credit score of 680+

Why you're seeing this.

Because you requested financing info on Realtor.com, you may qualify for two different paths to homeownership. Most people only see mortgages - but if your credit is 680+, an Ownify co-investment can help you:

Combine the freedom of renting with the wealth of owning. Don't worry about taxes, repairs, and insurance.

Pick a home and close with a strong cash offer in two weeks.

Lower your upfront payment to 2% and keep monthly payments affordable.

Build equity from day one and lower your rent payment every month.

Choose your path.

See if you qualify for fractional ownership or prefer a mortgage. The choice is yours.

Mortgage Application

Ownify Application

Questions: schedule a concierge call

Savings for homebuyers in North Carolina:

$392

Avg monthly customer savings compared to a mortgage

$29k

Average down payment savings of Ownify customers.

5%

Average purchase price discount negotiated by Ownify through our cash offer.

Ownify Testimonials

Do the math.

Compare fractional ownership to a mortgage:

Ownify vs Mortgage Math

Join the neighborhood:

Choose your path.

See if you qualify for fractional ownership or prefer a mortgage. The choice is yours.

Mortgage Application

Ownify Application

Questions: schedule a concierge call

Learn

Get Started

Company

Legal

Fractional ownership investments are provided by Ownify, Inc., 548 Market Street #25841, San Francisco, CA 94104. Mortgage broker and loan processing services are offered through Real-Finity Mortgage, LLC, dba Realfinity. NMLS #2445766 and #2723220. Real-Finity Mortgage, LLC is a licensed mortgage brokerage and maintains its corporate headquarters at 929 Alton Road Suite 500, Miami Beach, FL, 33139.